Arbitration Clauses, discussion help

Look around your house, apartment, or dorm and see if you can find any documents related to your mortgage, credit cards, insurance, cell phone plan, or any other standard form-type contract. If you can’t find any of those, see if you can find your bank’s or credit card’s user agreement online. You could also look up the user agreement/terms of service for iTunes, for your email account, or for any other service you frequently use. Browse through your contract and see if you can find anything relating to dispute resolution. Does the contract contain an arbitration clause? If so, who will be responsible for choosing the arbitrator? Who will pay? Where will it be held? What other provisions can you find relating to how disputes between you and the company will be handled? At least 300 words. The article link: http://www.huffingtonpost.com/lance-soskin/your-contract-might-be-us_b_5434251.html